Jun 30, 2020
Certified Financial Planner Rob Wrubel joins Annette Hines all
the way from Colorado Springs, Colorado for this episode of
Parenting Impossible. Rob focuses on financial planning for
families with special-needs members. It’s a community familiar to
him both professionally and personally. Rob is the father to three
children, including his 17-year-old daughter Sarah who has Down
Syndrome. He is also an author and has written books titled,
"Financial Freedom for Special Needs Families," as well as "Protect
Your Family, Life Insurance Basics For Social Needs Planning." Rob
is getting ready to release a new book titled "Special Needs Trusts
in 30 Days."
During part 2 of Annette’s interview with Rob, they focus on
the topic of life transitions. It’s a subject that’s near and dear
to Annette’s heart and one she’s extremely passionate about. Rob is
a huge advocate of preparing for the many transition periods
special needs families will navigate throughout their lives. "I
wish I had a great answer; here’s a list of things one through 12
and this is how it goes, but every family is so different," says
Later, Rob and Annette get into a discussion about being
proactive when it comes to planning for the future. While it’s
great to take in information and learn, it’s even more crucial to
take action according to Rob. " Take solid steps, have the building
blocks in place and life will be better. Think about what you can
do today, a month from now, or a year."
Finally, Rob suggests making time for yourself. He recommends
getting out a pen and paper and creating a list of what you really
want out of life. He advises prioritizing those ideas and dividing
them into areas like financial, family, and career goals. Rob also
stresses the need to put together a great network of people who can
help you along the way. "Take the time to say, this is my time, and
these are the things I want to change."
Annette Hines has been practicing in the areas of Special
Needs, Elder Law, and Estate Planning for more than 20 years. Ms.
Hines brings personal experience with special needs to her practice
and podcasts as the mother of two daughters, one of whom passed
away from Mitochondrial disease in November 2013. This deep,
personal understanding of special needs fuels her passion for
quality special needs planning and drives her dedication to help
others within the special needs community.